AppZone API Documentation
  • Overview
    • Welcome
    • Getting Started
    • Enterprise User Oauth
  • Account
    • Account API
      • Create Account
      • Account Enquiry
      • Freeze Account
      • Unfreeze Account
      • Check Freeze Status
      • Place Lien on Account
      • Remove Lien on Account
      • Check Lien Status
      • Activate Post-No-Debit on Account
      • Deactivate Post-No-Debit on Account
      • Check Post-No-Debit Status
      • Retrieve BVN Details
      • Create Customer and Account
      • Update Account Tier2
      • Get Bank One Balance Enquiry
      • Generate Account Statement
      • Get Active Savings Accounts by CustomerID
      • Search Transactions
      • Get Transactions
  • Customer
    • Customer API
      • Create Customer
      • Update Customer
      • Get Customer by Account Number
  • Loans
    • Loan API
      • Get Loans By Customer Id
      • Get Loan Repayment Schedule
      • Loan Creation Application 2
      • Get Loan Account Balance 2
  • Account Officer
  • Standing Order
    • Standing Order API
      • Standing Order Creation Application2
      • Get Standing Orders By Debit Account Number
      • Cancel Standing Order
  • Fixed Deposit
    • Fixed Deposits API
      • Create Fixed Deposit Account
      • Get Fixed Deposit Account By Account Number
      • Get Fixed Deposit Account By Liquidation Account
      • Get Fixed Deposit Account By Phone Number
  • Transfers
    • Transfer API
      • Name Enquiry
      • Intra Bank (Local) Fund Transfer
      • Intra Bank Transfer
  • Cards
    • Cards API
      • Retrieve Institution Configurations
      • Card Request
      • Get Customer Cards
      • Hotlist Customer Card
      • Check Card Generation Status
      • Link Card to Customer Account
      • Freeze Cards
      • Unfreeze Cards
      • Add Transaction Limit to Customer Card
      • View Transaction Limit on Customer Card
      • Update Transaction Limit on Customer Card
      • Disable channel for customer card
      • Get Card Delivery Options
      • Re-Enable Channel for Customer Card
  • Overdraft
    • Overdraft API
      • Create Overdraft
      • Get Overdraft Interests
      • Get Overdraft Fees
  • Transactions
    • Transactions API
      • Transaction Status Confirmation
      • Credit Customer Account
      • Debit Customer Account
      • Reversals
  • Bills Payment
    • Bills Payment API
      • Get Commercial Bank
      • Get Billers
      • Get Billers Category
      • Get Payment Items
      • Initiate Bills Payment Transaction
  • Messaging
    • Save Bulk SMS
    • Save Email
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On this page
  • Introduction
  • Our Proposal
  • Benefits of using our API
  • Building with Appzone Core API
  • Account Creation
  • Loan API
  • Fixed Deposit
  • Fund Transfer
  • Card API
  • Overdraft API
  1. Overview

Welcome

Welcome to AppZone API Developer Documentation

NextGetting Started

Last updated 3 years ago

Introduction

In the past integration experience use to be cumbersome for developers and support staffs, as they are unsual backups and lack of clarity during the integration process.

As the fintech world is evolving organizations are beginning to automate and create seamless experience for their developer communities. Appzonecore as an MFB, Fintech and Neobank enabler has structured its API such that it is easy for developers and non-developers to understand how our APIs work and how to build your digital banking products leveraging on our Corebanking System

Our Proposal

Qore APIs enables Banks (Commercial & MIcrofinance), Fintechs, Neobanks and other players in the payment space extend digital payment applications to its customers. Our APIs are built to suit varieties of use cases. With the Qore API partners are able to build products such as; Loan Products, Digital Banking Products, E-commerce, BNPL products amongst others.

Benefits of using our API

User Experience

Seamless user experience for our clients developers

Less Down-time

Less burden on our technical support as they would be able to focus on critical issues

Faster Development Cycle

Faster development cycle and improved time to market for our customers.

Building with Appzone Core API

The Core APIs support varieties of functionalities depending on your usecase. Outlined below are key API that are widely used to suit a typical digital banking application;

Create your customers with just one API call. Our account creation APIs enables you onboard and generate a unique account number for your customers. Our API also provides the flexibility of availing any of the KYC details based on your KYC policy

Build an end-to-end loan process using our Loan API. Your users can make a loan request, get approval as set by your institution and get the loan disbursed to their designated account.

Customers today are exploring means of not just keeping their money in the bank but also generating interest from their deposits. With Our Fixed Deposit APIs you can extend a fixed deposit investment option to you customers, this API has the flexibility to determine the interest rate, flexible tenure and early liquidation option which enables your customers meet their investments goals

Our fund transfer APIS enables interbank, Intrabank transfer. Your users can send money to another user within the MFB or account holders in other banks.

Appzonecore Card APIs enables your customer request for cards, block cards and also avail the flexibility of determining delivery options of such cards. With just one integration you can issue both batch and instant cards to your customers

Our Overdraft API your business is able to offer customers the ability to spend beyond their available balance.(I.e Users can transfer funds even when their account balance is zero) This API enables flexibility to set limit per customer, set interest and get list of available overdrafts.

Account Creation
Loan API
Fixed Deposit
Fund Transfer
Card API
Overdraft API