Create Overdraft
This API sends an Overdraft request for a customer
To create an overdraft, you first need to build the complete create overdraft endpoint by passing version in to the url path and authtoken in the query params.
Then pass AccountNumber, Limit, Tenure, CommencementDate, CollateralType and other required payload in the request body.
Production URL
http://api.mybankone.com/BankOneWebAPI/api/Overdraft/Create/version?authToken={{auth_token}}
Staging URL
http://staging.mybankone.com/BankOneWebAPI/api/Overdraft/Create/version?authToken={{auth_token}}
Here is an example request with sample payload to the staging endpoint.
POST http://staging.mybankone.com/BankOneWebAPI/api/Overdraft/Create
Path Parameters
version*
Int
Current API version
Query Parameters
authtoken*
String
Auth token for this request
Request Body
AccountNumber*
String
Customer Account number to be granted an Overdraft
Limit*
long
This is the maximum amount the customer can overdraw in naira.
Tenure *
Int
Duration in which the overdrawn amount is authorized
CommencementDate*
Date
Overdraft start date (if a future date is specified, overdraft will be inactive till said date)
CollateralType
String
The type of asset deposit as collateral (eg Automobile, Forestry, Agriculture)
SecurityPledged*
String
The description of the asset pledged as collateral (eg 2yrs old Benz S500...)
InterestRate*
Int
Interest rate in which the interest amount will be calculated (specify –1 to use the rate in the interest ID. )
InterestId*
Int
ID of the applicable interest configuration (see before for the endpoint to get this). Override the rate attached to this interest by specifying a value other than –1 in InterestRate.
FeeId*
Int
ID of the applicable fee attached to this OD (see before for the endpoint to get list of all fees configured on bankone.)
{
"IsSuccessful": true,
"CustomerIDInString": null,
"Message": "Overdraft created successfully",
"TransactionTrackingRef": null,
"Page": null
}Last updated